Showcasing the water from every level while offering three distinct living spaces for ultimate flexibility. Set in one of the area's most desirable waterfront enclaves, the home blends quality craftsmanship with modern versatility.The finishes selected evoke the sun, the wind & the water's many ripples on the lake surfaces. Ground floor features a beautifully finished 2 bedroom, 2 bathroom suite with a modern kitchen, statement fireplace & lakeside patio, ideal for multigenerational living or rental income. Lower level creates a 3rd living space, complete with a full kitchen, high ceilings & large window wells that fill the area with natural light, making it perfect for guests, extended family, or further income opportunities.Primary living on the 2nd &3Rd floors are devoted to panoramic, south-facing lake views. Expansive open-concept living open onto multiple terraces, creating a constant connection to the water. The chef's kitchen is outfitted with bespoke finishes, premium cabinetry & appliances. 2 bedrooms, each with private ensuites & a stylish family room complete this level.The top floor offers a striking blend of relaxation & entertaining. A lounge with a Scandinavian-inspired suspended wood-burning fireplace opens onto a massive rooftop terrace with panoramic water views. The primary suite is a luxurious retreat, featuring a freestanding tub, glass shower, double vanity, sauna & wet bar. Outside, multiple walkouts lead to a professionally landscaped backyard with hardscaping, lush greenery, ambient lighting, a hot tub & gazebo. An attached garage & private lift servicing all four levels add convenience & accessibility. With jaw dropping vistas, thoughtful design & exceptional income potential, the Laker house is all about the water, the sound of the waves, storm watching, and stargazing over the lake. Welcome to Monk's Cove, a Lake Ontario neighbourhood featuring community gardens, swimming, kayaking & walking distance to the beautiful Cobourg downtown.
Property Highlights
For Sale
MLS NO.
X12955176
Type
Residential Freehold
Sub Type
Detached
Bedrooms
7
Bathrooms
6
Parking
4.0
Garage
Yes
Complete Property Details
Property Type
Residential Freehold
Sub Type
Detached
Transaction Type
For Sale
Status
Active
Contract Status
Available
MLS® Number
X12955176
Living Area Range
3500-5000
Total Bedrooms
7
Bedrooms Above Grade
5
Bedrooms Below Grade
2
Total Bathrooms
6
Total Kitchens
3
Kitchens Above Grade
2
Kitchens Below Grade
1
Rooms Above Grade
12
Rooms Below Grade
4
Interior Features
Auto Garage Door Remote, On Demand Water Heater, Carpet Free, ERV/HRV, Sauna
Fireplace
Yes
Fireplace Features
Family Room, Living Room, Natural Gas, Rec Room
Central Vacuum Yn
No
Security Features
Carbon Monoxide Detectors, Smoke Detector
Construction
Stucco (Plaster)
Roof
Membrane
Lot Width
49.4
Lot Size Units
SquareFeet
Parking Features
Private Double
Parking Total
4.0
Covered Spaces
2.0
Garage Type
Attached
Garage
Yes
Pool
None
Direction Facing
North
Cooling
Central Air
Heat Source
Gas
Heat Type
Radiant
Internet Address Display Yn
Yes
Internet Entire Listing Display Yn
Yes
Full Address
482 Monk Street, Cobourg, ON K9A 2T1
City
Cobourg
Neighbourhood
Cobourg
County / Region
Northumberland
Province / State
ON
Postal Code
K9A 2T1
Cross Street
Monk St & Stuart St
Directions
SEE MAP
Country
CA
List Price
$2,380,000
Annual Taxes
$11,423
Tax Year
2025
Legal Description
PT LT 1 W/S STUART ST BLK A PL CADDY (FORMERLY LT 20 CON A HAMILTON) COBOURG: PT LT 2 W/S STUART ST BLK A PL CADDY (FORMERLY LT 20 CON A HAMILTON) COBOURG AS IN NC340140; COBOURG
Possession Type
Flexible
Possession Details
Flex contact LA
Listing Office
RE/MAX Rouge River Realty Ltd.
Board
Central Lakes Association of REALTORS
Original Entry
2026-04-03T13:28:56Z
Media Updated
2026-05-20T12:36:29Z
Photos Updated
2026-05-20T12:36:29Z
Last Modified
2026-06-10T14:50:04Z
System Modified
2026-06-10T14:50:40.637803Z
MLS Status
Price Change
Architectural Style
3-Storey
Basement
Apartment, Separate Entrance, Finished
Co List Office Name
RE/MAX Rouge River Realty Ltd.
Ddfyn
Yes
Expiration Date
2026-08-31
Foundation Details
Poured Concrete
Heat Source Multi
Gas
Heat Type Multi
Radiant
Hstapplication
Included In
Link Yn
No
Occupant Type
Owner
Originating System Id
A00001796
Parcel Number
510910046
Parking Spaces
2
Property Features
Beach, Clear View, Golf, Hospital, Marina, Park
Public Remarks
Showcasing the water from every level while offering three distinct living spaces for ultimate flexibility. Set in one of the area's most desirable waterfront enclaves, the home blends quality craftsmanship with modern versatility.The finishes selected evoke the sun, the wind & the water's many ripples on the lake surfaces. Ground floor features a beautifully finished 2 bedroom, 2 bathroom suite with a modern kitchen, statement fireplace & lakeside patio, ideal for multigenerational living or rental income. Lower level creates a 3rd living space, complete with a full kitchen, high ceilings & large window wells that fill the area with natural light, making it perfect for guests, extended family, or further income opportunities.Primary living on the 2nd &3Rd floors are devoted to panoramic, south-facing lake views. Expansive open-concept living open onto multiple terraces, creating a constant connection to the water. The chef's kitchen is outfitted with bespoke finishes, premium cabinetry & appliances. 2 bedrooms, each with private ensuites & a stylish family room complete this level.The top floor offers a striking blend of relaxation & entertaining. A lounge with a Scandinavian-inspired suspended wood-burning fireplace opens onto a massive rooftop terrace with panoramic water views. The primary suite is a luxurious retreat, featuring a freestanding tub, glass shower, double vanity, sauna & wet bar. Outside, multiple walkouts lead to a professionally landscaped backyard with hardscaping, lush greenery, ambient lighting, a hot tub & gazebo. An attached garage & private lift servicing all four levels add convenience & accessibility. With jaw dropping vistas, thoughtful design & exceptional income potential, the Laker house is all about the water, the sound of the waves, storm watching, and stargazing over the lake. Welcome to Monk's Cove, a Lake Ontario neighbourhood featuring community gardens, swimming, kayaking & walking distance to the beautiful Cobourg downtown.